Oklahoma City Blog: Personal Injury

Trucking accidents occur at a high rate of frequency in Oklahoma, and when they do occur, several different parties immediately get involved with the aftermath of an accident.  One of those parties is the insurance adjuster, and below you'll find information regarding his or her role at the scene of any trucking accident.  In the meantime, if you or someone you love has been harmed in such an accident, you should not depend on anyone other than an experienced Oklahoma trucking accident lawyer for the help you need protecting your legal rights.

Identify the Parties Involved

One of the first tasks that an insurance adjuster will undertake when he or she arrives on the scene of a trucking accident is to obtain the information regarding the parties involved in the accident.  This will include the policyholder of that company, the other driver or driver, the trucking company or companies involved and any other insurance companies that could be dealing with the aftermath of this situation on behalf of their own policyholders.  This information could also include the names and contact information of any witnesses who are willing to provide a statement.

Gather Statements and Facts

Generally, after an insurance adjuster arrives on the scene of a trucking accident and gathers the basic information above, his or her next step will usually be an attempt to piece together the facts that led to the accident.  This could involve speaking to those involved if possible, asking the police officer on the scene for a copy of the police report when it becomes available and taking photos of the scene for the insurance company's records.  The insurance adjuster has an interest in gathering as much evidence as possible so that his or her employer can ultimately be ready with a settlement offer when a claim is made against the relevant policy.

Gain an Idea of How the Insurance Company Should Handle the Claim

Insurance companies are for-profit corporations for the most part.  What that means for anyone who's involved in a trucking accident in Oklahoma is that every dollar matters.  Therefore, all of the evidence that's gathered will ultimately be put to use when a claim is filed by the policyholder.  Like anyone else who's experienced in his or her profession, insurance adjusters are generally good at what they do, but make no mistake - they are not generally generous with their employer's money.

Ultimately, if you have been involved in a trucking accident in Oklahoma, you should not attempt to negotiate with the insurance company by yourself, particularly if that insurance company is not your carrier.  Instead, you should look for help from an experienced Oklahoma trucking accident lawyer from Atkins & Markoff, as the firm has decades of experience in helping injured clients successfully obtain justice.  Contact the firm today to schedule a free initial consultation.

 

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